There are people who wonder how many credit cards should I have (https://accountance.net/how-many-credit-card-should-i-have/)? There is no way of determining the number of credit cards a person should have as it depends upon individual factors such as earnings, spending habits, debts, and affordability of paying them off. Two or more credit cards will be useful to you if you are able to pay them off in a regular manner and manage your spending. Consider why do you need to have those credit cards while taking the decision.